Apple Pay Integration - Nomo Mobile App

Improve the users experience of Nomo by allowing them to add their Nomo Bank card to Apple Wallet

My Role: Product Design (UX/UI)  | Tools: Figma
 

Design Process

  • Objectives & Understanding
    Understanding the User
    Competitor Research

  • Userflow & Journeys
    UI Prototype
    Testing of different scenarios

  • High Fidelity UI
    Designing of Card Artwork
    Handoff

Overview

Problem/Challenge


Apple Pay has been a very popular request for our customers. With the evolution of digital finance, customers now expect to have Apple Pay with their banking apps.  

By adding Apple Pay to Nomo we will be helping our customers have an easier, safer, more secure, and private payment method – in shops, on websites or in an app.  

Benefits

  • Customers have a card they can spend in stores the instant they have successfully onboarded

  • The convenience of paying securely using their phone without needing their wallet

  • Allows customers to make purchases in-app without needing to remember any of their card details. 

Solution  

Introducing the option to add Apple Pay after successfully ordering your card

Adding the option to add Apple Pay within the Card tab

The customer can also use this navigation area to go to Apple Wallet and manage their card

We also designed the look and feel of how the Nomo card will look within Apple Wallet for both Nomo and the Exclusive Nomo Card.

Key business achievements:

  • The introduction of Apple Pay greatly improved user uptake

  • Expanded payment options, enhancing user convenience and flexibility, leading to increased transactions.

Research & Competitor Analysis

Competitor Research

Userflow and wireframes

Usability Testing

Once we introduce Apple Pay, we want to ensure that users are still told that they can Add money to their account to start spending straight away.

there were two ways we presented this to our testing audience:

  • Option One - An extra Screen at end of journey - detailed full screen prompting them to add Money, before entering the homepage.

  • Option Two - They enter the homepage and an overlay appears, prompting them to add money.

  • Number of people - 11

  • Location - London

    Tasks

  • Show the users the new Apple Pay journey, 

  • Once they successfully add their Nomo Card to Apple Wallet, we then show them two versions to get them to add money to their account: 

Outcomes

A very close results showing 5/11 users preferring option 2 and 6/11 users preferring option 2.

Some of the main reasons for option two was to do with being able to have a view of the actual homepage interface and getting a feel for the app before adding Money. Some of the people that preferred option two also didn’t mind which one

 We asked the users if they would like the overlay option to appear (to remind them to add money) the next time they logged into their account.

6/11 of the users said Yes they would like to see this option, and from this we also discovered that they would only want to see it a few times and not every time they logged in, as they felt that this would be overkill

Conclusion + Proposal

As the results were so close, the suggestion would be to include both options but in a slightly different way:

When a user is first signing up, to show them the Overlay option, but includes the information that was in the full screen option. This option is still welcoming the user, and the user is still able to see part of the Home Screen. The main option here is to add Money, which we would like them to do.

If a user chooses not to add money at this stage, then the next time they log in, we could then show them the overlay screen (only once), with less information this time.

 

UI Prototype

 
 
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